| Savings Account
The Patterson Bank has designed an
array of savings accounts as individual as you and your financial
needs.
Passbook Savings – Earns
interest at a competitive rate while allowing accessibility to your
funds.
- Low $50 minimum opening deposit
- Variable interest rate
- Limited automated and third
party transfers
- Debit fee of $1.50 accessed per
transaction in excess of two (2) withdrawals per quarter
- $4.50 quarterly service charge
if balance falls below $300
First Time Savings – A special
savings account for our younger customers, First – Time savings has
been created with special features and, more important, the chance
to learn solid savings concepts for life!
- For our special customers 18
years and under
- No minimum opening deposit
- Variable interest rate
- No quarterly service charge
- Limited automated and third
party transfers
Super Saver Savings – Earn
premium rates with this floating rate savings account.
- $50,000 minimum opening deposit
- Tiered variable interest rate
- Limited automated and third
party transfers
- Debit fee of $1.50 accessed per
transaction in excess of two (2) withdrawals per quarter
- $4.50 quarterly service charge
if balance falls below $300
Christmas Club Savings – A
special savings account to assist you in saving for the holiday
season.
- No minimum opening deposit
- Variable interest rate
- Unlimited deposits
- No quarterly service charge
- Withdrawals made prior to
November 1st subject to $25 fee
Health Savings – A Health Savings
Account (HSA) in conjunction with a high-deductible health plan (HDHP)
is a new way to lower your health care costs. It’s a tax advantage
account that can be used to pay for day-to-day eligible medical
expenses. Your HSA is also an excellent way to save for retirement
as the money in your account continues to grow tax-free, year after
year.
- Low $100 minimum opening deposit
- Tiered variable interest rate
- No monthly service charge
More information on any of these
accounts can be obtained through our Customer Service
Representatives. |